CENTROFIDI TERZIARIO S.C.P.A. · Credit Guarantee
Areas We Serve

Coverage

Our cooperative serves member enterprises across Tuscany and central Italy, with our headquarters in Florence.

Tuscan landscape representing the central Italian region served by Centrofidi Terziario
Regional Presence

Regions Served

Our primary area of operation covers Tuscany and neighboring regions in central Italy. Below is an overview of the regions where our member enterprises are located.

Tuscany

Our primary region of operation, with headquarters in Florence. Tuscany is home to the majority of our member enterprises.

  • Firenze (Florence) — headquarters
  • Prato
  • Pistoia
  • Livorno
  • Pisa
  • Arezzo
  • Siena
  • Lucca
  • Grosseto
  • Massa-Carrara

Emilia-Romagna

We serve member enterprises in portions of Emilia-Romagna, particularly in areas bordering Tuscany where business communities have historical ties to our cooperative.

  • Bologna (southern area)
  • Forli-Cesena
  • Ravenna
  • Ferrara

Umbria

Our coverage extends to member enterprises in Umbria, the central Italian region bordering Tuscany, supporting businesses in services and commerce sectors.

  • Perugia
  • Terni
  • Orvieto
  • Spoleto

Lazio

Select member enterprises in northern Lazio fall within our service area, particularly those in commercial and service activities with connections to the Tuscan economy.

  • Viterbo
  • Rieti
  • Roma (northern area)

Marche

We provide guarantee services to member enterprises in areas of Marche adjacent to Umbria and Tuscany, supporting the tertiary sector in this central Adriatic region.

  • Pesaro e Urbino
  • Ancona
  • Macerata

Liguria

A limited number of member enterprises in eastern Liguria, particularly in areas bordering Tuscany, are served by our cooperative.

  • La Spezia
  • Genova (eastern area)
Headquarters

Based in Florence

Our headquarters in Florence serves as the operational center for all guarantee activities. From this location, we coordinate relationships with member enterprises, banking partners, and supervisory authorities.

The historic center of Florence, within the broader metropolitan area, provides a strategic position for serving enterprises across Tuscany and the surrounding central Italian regions.

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View of Florence, Italy with the Duomo and historic cityscape at twilight
Banking Network

Financial Institution Partners

We maintain relationships with local and national banks and financial intermediaries to deliver guarantee services to our member enterprises.

National Banks

We work with major Italian banking groups to facilitate financing for member enterprises, with guarantee commitments that improve lending terms.

Local Credit Institutions

Regional banks and local credit cooperatives are key partners in delivering guarantee-backed financing to enterprises in our service area.

Public Guarantee Funds

We interface with national and European public guarantee programs, enabling members to benefit from additional coverage alongside our guarantees.

Is Your Enterprise in Our Coverage Area?

Contact us to confirm whether your business falls within our service region and to learn about membership requirements.

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